Managing Appraiser and REALTOR, Amanda Rivera, is a seasoned Residential Review Appraiser, with over 18 years experience. While working full time as an appraiser, Amanda was also a Board Member, Secretary, and Vice President for two different North Carolina Appraiser organizations, NCPAC and NCREEA.
She spent the last 10 years or so working to help the appraisers of NC to gain a foothold in legislation and update NCAB rules. She holds the CDA designations issued by the NCPAC organization.
Licensed as a NC Certified Residential Real Estate Appraiser, NC General Contractor, and a NC REALTOR, Ms. Rivera brings a lot of experience to the table in any appraisal review situation.
In addition, she was nominated by the governor to serve on the NC Appraisers Board, but the competition for the position that year included the current president of NCPAC also, who wound up filing the vacant NCAB position. Her qualifications and resume include working with most major banks and REO organizations.
The desk review typically requires less time and effort because it is performed in the office and does not require a trip to the property. The desk review does not require the reviewer to look for other comparables but assumes the original appraiser used the best comps that were available.
A field review is a more in depth analysis of an appraisal compared to the desk review. As I noted previously, the desk review is done to check if the appraisal was technically sound and the field review is done to see if the final value is supported and if not then to provide another opinion of value.